Attorney Matt Trollinger Graduates from Leadership Southern Maryland Executive Program

Trollinger Law LLC proudly announces that attorney Matt Trollinger has completed the Executive Program for Leadership Southern Maryland. The non-profit organization offers the program on community development to leaders in Calvert, Charles, and St. Mary’s counties.

A Maryland native, Trollinger participated in a nine-month course providing insight into the inner workings of the industries and issues that impact the region. Topics covered housing and human services, education, public safety, environment, defense, economic development, and multiculturalism. Matt Trollinger had the opportunity to attend classes with leaders across the tri-county region from a variety of backgrounds and professions, offering his own leadership as an attorney, business owner, and elected official for the Town of La Plata.

“It’s an honor to be part of the Executive Program’s Class of 2022,” says Trollinger, the founding attorney of Trollinger Law LLC. “I know that I can better serve my clients and community with an in-depth understanding of the assets we have as southern Marylanders and the problems that still need to be solved. The Leadership of Southern Maryland Executive Program is something I would recommend to any business or cultural leader in our area to get a better understanding of the strength of our region.”

About Trollinger Law LLC

Trollinger Law LLC is a respected personal injury law firm, with its southern Maryland office located in Waldorf and its northern office located in Frederick. Our attorneys represent clients in workers’ compensation and a wide range of injury matters, including car accidents, truck accidents, bicycle accidents, pedestrian accidents, premises liability, and wrongful death. Call or contact us today for more information or a free consultation.

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Hometown Heroes Awards Winners 2022

Trollinger Law is proud to announce the winners of the third annual Hometown Heroes Awards. This prestigious award recognizes first responders in Southern Maryland for their dedication, passion, and bravery.

We want to thank all of them for their dedication and courage in keeping us safe every day and are honored to hear the inspirational stories of many first responders across this great state, including firefighters, police officers, paramedics, emergency medical technicians (EMTs), and more.

Meet the winners of our 2022 Hometown Heroes Awards who will be recognized at First Responder Night on September 3rd, 2022, at the Southern Maryland Blue Crabs game at Regency Furniture Stadium.

Sean McKeever – Calvery County Huntingtown Volunteer Fire Department / EMT

“Sean is a Calvert County local who embodies the title of “Hometown Hero.” Sean serves on active duty in the United States Air Force and is stationed at Patuxent River Naval Air Station, but that’s not nearly all. He’s also enrolled in Paramedic program at the College of Southern Maryland – La Plata. Through this endeavor Sean has performed field clinicals in Calvert and St. Mary’s County on both ambulances and chase cars, as well as hospital clinicals in the emergency department, labor and delivery, operating room, intensive care unit, and respiratory departments at Calvert Health Medical Center and University of Maryland Charles Regional Medical Center.

Despite an extensive work and school schedule, Sean finds time to volunteer with the Huntingtown Volunteer Fire Department and Calvert Advanced Life Support. At HVFD Sean puts in hours as a firefighter / EMT in the ambulance and fire engine, and while at CALS he serves as an EMT and emergency driver. Though this volunteer work certainly keeps Sean busy, he also finds time to fulfill his primary role as a husband and father.

The staff at Trollinger Law wish to thank Sean for his enormous effort and commitment to his community. Sean’s dedication to helping others is clearly demonstrated through his occupation, education, and volunteer record. Please join us in celebrating this Hometown Hero!”

Jason Adams – St. Mary’s County Firefighter

Jason is a St. Mary’s County firefighter who has dedicated his entire life to making our community safer through fire prevention and safety programs. He is engaged in a litany of educational and training efforts, including preparing donated structures for firefighter training and providing fire prevention instruction to our local youths. Jason supports EMS and Fire

personnel by providing supervision during vehicle accidents, which ensures that victims of these accidents are treated quickly and safely.

Besides his efforts to support his fellow first responders and emergency service providers, Jason has managed numerous events and activities at the Southern Maryland Volunteer Fireman’s Association, including memorial services, a Fire and EMS parade, event security, catering, and awards for participating Fire and EMS departments. He spearheaded the effort to renovate the department’s social hall and ensured that it met county zoning and permit codes. Perhaps most excitingly for local kids, every year Jason arranges for Santa Claus himself to visit the area and wish everyone Merry Christmas from the back of a fire truck!

It’s clear to us at Trollinger Law that Jason absolutely loves helping in his community no matter the time of the day or day of the year. Please join us in thanking this hometown hero for his constant efforts to make our community a safer and more enjoyable place.

Jennifer Johnson – Charles County Police Dispatcher

Jennifer is a Police Dispatcher who has passionately served Charles County for 16 years. Jennifer demonstrates her dedication to the agency and law enforcement personnel by volunteering to raise funds for Special Olympics through Cops on Rooftops, volunteering for Law Enforcement Torch Run events, and participating in Shop with a Cop at Christmastime. Outside of her professional and charitable responsibilities, Jennifer also runs Thin Blue Line Memorial Crafts, a volunteer organization that aims to send a handmade gift to the family of every officer in the US killed in the line of duty. Jennifer’s motivation for maintaining Thin Blue Line Memorial Crafts is found on the organization’s Facebook page, where she succinctly states:

“I am a dispatcher, I come from a police family, and I will always have their back.”

Trollinger Law is thankful for Jennifer’s time, service, and compassion towards the law enforcement community both locally and nationwide. We encourage our community members to support the Thin Blue Line Memorial Crafts mission by following their Facebook page, or by checking out their website and Linktr.ee pages.

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Economic vs. Non-Economic Damages in a Car Accident

In Maryland, car accident victims can file a personal injury claim for compensation if someone else is at fault for the crash. The law allows victims to seek money for both financial and non-monetary losses. These two types of compensation are called economic and non-economic damages.    

Most people understand that car accidents have financial consequences. At the most basic level, there’s the cost of vehicle damage. Add on the astronomical cost of medical bills, rehabilitation, prescription medications, and lost income, and you could face hundreds of thousands of dollars in bills you can’t afford to pay. That doesn’t include money for the pain and emotional stress you’ve endured — but a personal injury claim can account for that and more. 

Keep reading to learn more about economic and non-economic damages from Trollinger Law LLC. For personalized advice from an experienced car accident lawyer, call or contact us today for a free consultation. 

What is the Difference Between Economic and Non-Economic Damages?

Economic damages are the financial losses that you incur due to an accident. They are losses that can be calculated easily by looking at bills, invoices, receipts, pay stubs, and income tax returns.

Conversely, non-economic damages compensate you for intangible, personal losses that don’t have a specific dollar value. Unlike economic damages, calculating non-economic damages involves a more subjective consideration of the impact of the collision and resulting injuries on your life.

Types of Economic Damages

Examples of economic damages you could recover in a car accident claim include:

• Medical bills
• Rehabilitation costs
• Costs for long-term care, such as home health aides, assistive medical equipment, and home modifications 
• Lost wages
• Loss of earning capacity

Non-Economic Damages

Types of non-economic damages that you might be compensated for after a car accident include:

• Physical pain
• Emotional trauma and distress
• Reduced quality of life
• Reduced life expectancy 
• Scarring and disfigurement

How Can I Recover Non-Economic Damages?

Most car accident claims are settled with the insurance company long before filing a lawsuit is necessary. When negotiating a settlement with an insurer, you can ask for compensation for the personal and emotional losses that you suffered in the wreck.

But let’s say your case goes to trial. If the jury finds in your favor, their verdict will include compensation for the non-economic damages you proved you sustained. Maryland has a cap on non-economic damages for personal injury cases, which increases by $15,000 annually. 

How Can I Calculate Non-Economic Damages?

Calculating non-economic damages can be more challenging than economic damages. How do you put a price on your pain? How can you quantify the impact of post-traumatic stress on your life, both now and in the future? These damages are more subjective and require an in-depth evaluation and understanding of what you’ve been through. An experienced car accident lawyer can collect evidence that demonstrates the impact of your injuries from medical experts, vocational specialists, financial planners, and your friends and family. 

How a Maryland Car Accident Lawyer Can Help

After a car accident, an attorney can place an appropriate value on your case and negotiate for maximum compensation from the insurance company. Insurers work hard to minimize payouts, but an experienced lawyer can protect your claim so you don’t end up with a lowball settlement that doesn’t cover the extent of your injuries. 

Depending on the facts of your case, you could be entitled to economic damages, non-economic damages, or both. The best way to find out is by talking to a trusted car accident lawyer at Trollinger Law LLC. Call or contact us for a free case review. 

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What Happens After a Workers’ Comp IME?

One of the most important steps in a Maryland workers’ compensation claim is the independent medical examination (IME). During the IME, a doctor will examine you and your medical records to confirm your injuries and their cause.

Because workers’ compensation benefits are only available to those who have sustained an injury at work or while performing a job-related activity, the doctor’s report after an IME can significantly impact your claim. Read on to learn more about the IME process in Maryland.

Do IMEs Determine the Outcome of a Claim?

The findings of an IME can affect your claim, but it’s not the only factor determining your case’s outcome. When your employer’s workers’ compensation provider requests an IME, they seek proof of your injuries and how you got hurt. If the report from the doctor who conducts your IME matches up with your account of the accident, you have a good chance of receiving workers’ compensation benefits. If not, you should speak to a workers’ comp attorney about your next steps.

What Does the Doctor Do After the IME?

Once the doctor completes their exam, they will write a report with their conclusions on your injuries and what caused them. Because insurance companies usually request an IME, the doctor’s report will most likely be written as a series of responses to whatever questions or concerns the insurer raised.

When is an IME Really Over?

Here’s one crucial thing to remember about the IME: the exam is not over until you are out of sight. The doctor who performs the IME will be looking for any sign of fraud or deception on your part, and there is a good chance they will watch how you act and move even after the exam seems finished. Likewise, insurance adjusters may also be watching you. Don’t give them any reason to discredit your claims. Always watch what you say and how you act.

What Happens if the IME Report is Bad?

If the IME report does not align with your account of your injuries and how you acquired them, your workers’ compensation claim could be in jeopardy. Insurance companies and judges often view the reports from the IME doctor as more objective than the treating physician and could defer to their conclusions. Discrediting an IME report is possible, but you will need help from an experienced workers’ compensation lawyer.

How to Obtain a Copy of the Report

Once the IME report has been filed, you can request a copy of it from the doctor who examined you or your employer’s workers’ compensation insurer. The report should be available within several days or weeks of the examination. If your workers’ comp claim was denied, an attorney can review the IME and advise on what to do next.

How an Experienced Workers’ Compensation Lawyer Can Help

While your attorney cannot be in the exam room with you, they can ensure you’re thoroughly prepared for an IME by telling you what to say to the doctor, what records to bring, and how to behave during the exam. Your demeanor can greatly impact a doctor’s assessment of you, so you want to make as good of an impression as possible.

If your claim is denied after an IME, a workers’ compensation attorney can review the report for possible errors or omissions the examining doctor may have made. This step is critical before contesting the results of the doctor’s report.

Have additional questions about workers’ compensation claims and independent medical exams? Contact Trollinger Law LLC today for a free consultation with a Maryland workers’ comp lawyer.

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What Not to Say to Your Workers’ Comp Doctor

Maryland workers’ compensation law allows injured employees to choose their doctor for treatment after a job injury. The employer’s insurance company must honor the worker’s choice and pay the cost of covered medical expenses stemming from the accidental injury. 

But getting paid is not always that simple. 

While the insurer must accept the worker’s choice of provider, it can also ask its own doctor to examine the employee and advise on whether the recommended treatment plan is reasonable and necessary. The results of these independent medical examinations (IMEs) could lead to challenges if the workers’ comp doctor disagrees with the employee’s provider.

You should always be honest with your treating physicians. However, you can also protect your claim by learning what not to say to the workers’ comp doctor. An experienced lawyer from Trollinger Law LLC can provide guidance before you submit to an IME in Maryland.

What Is an IME for Workers’ Comp?

An independent medical examination (IME) is a formal exam that may be performed at some point during a workers’ comp claim or while the injured worker is receiving workers’ comp benefits. The exam involves getting a third-party physician’s opinion on the extent of a claimed work injury, illness, or resulting disability. 

Typically, an employer or its workers’ compensation insurer will request an employee undergo an IME. This usually happens when the insurer disagrees with the treating provider’s medical opinion or if the doctor deems the employee permanently disabled. Although an employer or insurer “requests” an IME, an employee’s refusal to submit to the exam can result in the denial of workers’ comp benefits. 

What to Expect During an IME

In an IME, you will be examined by a medical doctor with expertise in work injuries and occupational illnesses. During the exam, the physician will take your medical history and may perform various physical and/or lab tests to evaluate your medical condition. After the exam, they will provide a medical opinion to your employer’s workers’ comp insurer. 

Keep in mind that the physician will also be looking for signs or indications that you are intentionally exaggerating your symptoms. Workers’ compensation fraud happens, and you don’t want to be accused of it. 

Workers’ Comp Doctors Work for the Insurance Company

Remember that while your provider is there to help you, the workers’ comp doctor works for the insurance company. For that reason, the doctor will be looking for ways to limit the insurer’s responsibility to pay you full and fair workers’ compensation benefits. Watching what you say can protect your claim. If you’re worried about the IME, a workers’ comp lawyer can coach you on what you should and shouldn’t say.  

Mistakes to Avoid with Your Workers’ Comp Doctor

You can avoid the common pitfalls that complicate many workers’ compensation claims. Do not: 

• Delay seeking medical treatment for a work injury or occupational illness
• Exaggerate your symptoms, pain, or limitations 
• Minimize your symptoms
• Falsely state or omit facts about the circumstances that led to your injury or illness
• Lie to cover up prior accidents, injuries, or preexisting conditions
• Stop treatment before your treating physician declares you reached maximum medical improvement (MMI)

Dishonesty could have several consequences. First, it could lead to a denial of workers’ comp benefits. The doctor might decide you’re ready for work when you still need time to recover. And if you are caught submitting a fraudulent claim, you could be fined and forced to repay past benefits. 

Talk to a Workers’ Compensation Attorney First

If you have been asked to undergo an independent medical examination as part of your workers’ comp claim, talk to a Maryland workers’ compensation attorney from Trollinger Law LLC right away. We’ve got the answers you need when times are tough. 

Call or contact us today for a free consultation. 

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What to Do If You Get Injured at Work

Most Maryland employees are entitled to workers’ compensation benefits if they suffer a job injury. However, applying for benefits is a multi-step process that can be difficult to navigate alone. Even a small error could cause your workers’ compensation claim to be delayed or denied, placing you in a precarious financial position when you need money most. Here are some tips on what to do if you get hurt on the job in Waldorf.

What Should I Do If I Am Injured at Work?

Report your injury to your supervisor or employer within 10 days of the accident. Verbal notification is OK, but always follow up with written notice.

If you didn’t require emergency treatment, take photos of the accident scene and identify coworkers or other bystanders who witnessed the event. Finally, seek medical attention right away. Be sure to tell the doctor that you were involved in a workplace accident.

If I’m Hurt or Get Sick at Work, Can I See My Own Doctor?

Yes. Maryland’s workers’ compensation laws allow you to choose your own doctor for your treatment. This rule contrasts with many other states, where employers or their workers’ compensation insurers may require injured workers to choose a treating provider off a pre-approved list.

Do I Get Paid If I Get Injured at Work?

If your injury prevents you from working, you may be entitled to recover wage replacement benefits that are generally equal to two-thirds of your average weekly wage. If you’re able to work in a limited capacity at a reduced wage, you may be entitled to the 50 percent of the difference between your previous average weekly wage and what you make while working during your recovery. You only receive compensation for the first three days of work you miss if your injury lasts longer than 14 days. You may be eligible for extended or lifelong benefits for a permanent work-related injury.

How Do I File a Workers’ Compensation Claim in Waldorf?

A claim may be filed with the Maryland Workers’ Compensation Commission online or by mailing in a typed or handwritten form. The claim form must include a signed authorization for disclosure of health information. Once the commission processes your claim form, it will send a notice of claim to you, your employer, the workers’ compensation insurer, and your employer’s legal counsel (if applicable).

Before filling out the forms, consider getting legal advice from an attorney. Hiring a workers’ compensation lawyer to apply for benefits is not mandatory. However, getting an attorney involved from the beginning of your case can protect your claim and ensure that all documentation is submitted properly.

Can an Employer Fire You for Being Injured?

Yes and no. An employer cannot fire you because you filed a workers’ compensation claim. That is considered unlawful retaliation.

In addition, an employer cannot fire a worker who is disabled without first trying to come up with a reasonable accommodation for the worker’s disability, if requested. However, an employer normally can fire an at-will employee whose injuries prevent them from performing the essential functions of their job, even with reasonable accommodations.

Mistakes People Make After Suffering a Work Injury

Common mistakes employees make after being injured at work include:

• Missing notification deadlines
• Failing to disclose previous work injuries to their own doctor
• Failing to report all injuries and symptoms
• Refusing to return to work, including modified work, when your treating provider clears you
• Not consulting with a Waldorf workers’ compensation lawyer about your rights and obligations

What If My Employer Does Not Have Workers’ Compensation Insurance?

With few exceptions, Maryland employers with more than one worker must carry workers’ comp insurance. If they don’t, reach out to an experienced workers’ compensation lawyer immediately to learn your legal options.

Trollinger Law LLC is an accomplished Waldorf law firm that focuses on workers’ compensation and personal injury law. Call or contact us for a free consultation with one of our work injury lawyers now.

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Red-Light Running Deaths at Record Highs

Running a red light is one of the most reckless actions drivers can do. Unfortunately, recent research shows it’s a growing problem across the U.S. and in Maryland. A recent study from the AAA Foundation for Traffic Safety found that 23 percent of U.S. drivers admitted to running a red light in the past 30 days. Keep reading to learn more about how red-light accidents are a growing safety concern in Maryland.

How Serious Are Red-Light Car Accidents in Maryland?

Recent news reports indicate that the number of deaths from red-light accidents nationwide is at record highs. Additional reporting shows 147 people in Maryland died in red-light accidents over a recent 10-year period. More than half of those fatalities were occupants of the other vehicles, pedestrians, or cyclists. Data from AAA also indicates that Maryland ranks 18th in the nation in the number of red-light accident deaths per capita.

Who is at the Greatest Risk from Red-Light Runners in Maryland?

There are a few different groups that are most at risk from red-light running crashes in Maryland, including:

• Pedestrians – Pedestrians are supposed to cross at crosswalks or traffic lights to help keep them safe. However, if a driver plows through a red light, they might hit a pedestrian who’s lawfully crossing the street.
• Cyclists – Like pedestrians, bicycle riders should cross the street at traffic lights or crosswalks. If a driver runs a red light, they could easily hit a cyclist as they cross through an intersection.
• Traffic turning in front of a red-light runner – Drivers who are turning at an intersection, especially if they’re turning left, are highly vulnerable to red-light runners. If someone runs a red light in front of a turning driver, they could hit the other driver head-on or from the side.
• Traffic crossing perpendicular at an intersection – If a driver runs a red light at an intersection while other traffic moves left or right in front of them, they could cause a T-bone accident by hitting another car.

Does Distracted Driving Cause Red-Light Accidents in Maryland?

Distracted driving accidents are one of the most common causes of red-light accidents. There are three different types of driving distractions that can increase the likelihood of a red-light accident. They include:

• Manual distractions – These are actions that take one or both of a driver’s hands off the wheel. Without both hands on the wheel, drivers cannot fully control their vehicles as they approach or cross an intersection, making it more difficult for them to react to changing conditions or a pedestrian stepping into the crosswalk.
• Visual distractions – These are things that take a driver’s eyes off the road. A driver who isn’t watching where they’re going could run a red light and not even know.
• Cognitive distractions – These are things that take a driver’s focus off the act of driving. Drivers who aren’t concentrating on what they’re doing might not notice that an intersection is approaching or that the light has turned red, leading to a crash.

Talk to a Maryland Car Accident Lawyer Today

If you’ve been hurt in a red-light crash, a car accident lawyer can help you pursue compensation for your injuries from the negligent driver. Contact Trollinger Law LLC today for a free initial consultation with a Maryland car accident attorney.

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What to Do After a Car Accident

Nothing ever can prepare you for the shock of a car accident. Knowing what to do in the aftermath of a crash can be difficult, especially if you’re disoriented and injured. But taking the right actions after a collision can protect your legal rights and any future injury claims you may need to file. Follow these tips from the car accident lawyers at Trollinger Law LLC.

Remain at the Scene

Under § 50–2201.05c of the District of Columbia’s legal code, you must stop and remain at the scene of a car accident to render reasonable aid and exchange information as necessary. If you can, pull your vehicle over to a secure location on the side of the road and turn on your hazard lights immediately after any collision.

Check for Injuries

Check everyone involved in the crash for injuries. If anyone seems seriously injured or incapacitated, call 911 for emergency assistance.

Call 911

If anyone was injured or killed as a result of the accident, you must call 911 and remain at the scene until law enforcement arrives. However, be careful about what you say to the emergency operator and the police. Anything you say could be used against you later, so keep your statements truthful and brief.

Collect Information

If you can, identify the other driver(s) involved in the crash and exchange information with them, including:

• Names
• Addresses
• Contact details
• Vehicle makes and models
• License plate numbers
• Driver’s license numbers
• Insurance company names
• Insurance policy numbers

Seek Medical Attention

Seek medical attention as soon as possible, even if you just feel discomfort or “off” from normal. Not only will this ensure you get the care you need, but it will also establish a report of your condition in your medical records. This component will be an important part of your car accident claim.

Follow Your Doctor’s Care Plan

Attend all follow-up medical appointments and follow all treatment plans exactly. This is the best way to maximize your physical recovery and demonstrate to insurance companies and other investigators that you take your health seriously.

Keep Track of Your Expenses

Keep a record of your medical bills, vehicle repair estimates, and other accident-related receipts or invoices. Providing formal documentation can help you demonstrate precisely how much the accident cost you and support your claim for maximum compensation.

Contact a D.C. Car Accident Lawyer

Don’t count on the insurance company to give you a fair settlement offer from the beginning. Adjusters always make initial offers that are far lower than the true value of a claim. An experienced Washington, D.C. car accident lawyer can provide dependable advice and take over all negotiations with the insurance company for you.

How Trollinger Law LLC Can Help You

At Trollinger Law LLC, our trusted attorneys can determine whether you are entitled to compensation in a free consultation. Call or contact us today to speak with a proven Washington, D.C. car accident attorney.

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Using Your Vehicle for Deliveries? Check Your Auto Insurance First

Food delivery services are now available in almost every town and city in the United States. While these services offer enormous benefits to consumers, the increased number of delivery drivers on the roads also means a greater risk of car accidents. For this reason, these drivers need to secure proper auto insurance before starting work.

What Is Food Delivery Insurance?

If you’re a driver, you know about car insurance. Not only does it protect you from substantial financial losses if a crash occurs, but it’s also legally required in most states.

But what if you’re a delivery driver? If you use your car for business, delivery services, or rideshare services, you will typically not be covered by your personal insurance policy. That exposes you to significant liability if you cause a car accident and cause injury to others.

Types of Food Delivery Insurance Coverage

To have your car insured as a food delivery vehicle, you may be able to add coverage for minimal business use to your personal auto insurance policy, though not all insurance companies offer this option. Another possibility is to obtain a commercial car insurance policy to cover your losses if a crash occurs while you’re making deliveries.

Can You Use Personal Car Insurance Coverage to Deliver Food?

You will have to refer to your insurance policy to determine your coverage options. Still, most personal auto insurance policies will not cover accidents that occur when the driver is delivering food or involved in a similar commercial activity.

If you can use your personal car insurance to deliver food, your insurance company will likely require you to add business-use coverage in the event of an accident while delivering food.

If your personal car insurance will not cover you when you’re making food deliveries, you need to get commercial car insurance. Without proper insurance coverage, you may be on the hook for paying for any injuries and other damages you (or others) sustain in an accident.

What If I Get Hit by a Delivery Driver with No Commercial Insurance?

If you’ve been seriously injured in an accident caused by a delivery driver who doesn’t have proper commercial insurance, you still have options to pursue the compensation you need to cover your medical expenses and other losses.

Depending on the circumstances of the accident, you may be able to seek compensation from the delivery service company, many of which cover their drivers under specific circumstances, such as when they have food in their car to deliver or when they’re logged in to the service app. If the driver is not on duty at the time of the accident, you may still be able to pursue compensation through their private auto insurance policy.

If the delivery driver was uninsured, you may be able to turn to your own uninsured motorist (UM) coverage, which all drivers are required to carry in Maryland. In this case, your insurance company can reimburse you for your losses up to your policy limits.

It is in your best interest to talk to an experienced car accident lawyer as soon as possible to determine your best options for seeking fair financial recovery after a crash with a delivery driver.

How a Lawyer Can Help

The car accident attorneys at Trollinger Law LLC have experience helping car accident victims pursue the compensation they need for their medical costs, missed wages, and other losses after being harmed by a negligent driver. Call us or contact us online for a free case evaluation today.

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Can I File for Workers’ Compensation for Work Stress?

Stress is an unfortunate but common problem among Maryland workers. Long hours, overwork, intense pressure from management, and other factors can take a significant psychological and physical toll on employees. But can you file a workers’ compensation claim for stress? Keep reading to learn more from the Maryland workers’ compensation lawyers at Trollinger Law LLC.

Can I Receive Workers’ Comp for Stress and Anxiety?

The short answer is yes ― you can file a claim for mental health injuries at work. The longer answer is that while you can file a workers’ comp stress claim, obtaining benefits can be much more challenging than a claim for a physical injury.

To qualify for workers’ compensation after developing stress, you must have worked for your employer for at least six months, and you must show that your stress is work-related.

There are three broad categories of workers’ compensation claims related to mental health. They are:

• Physical-mental — You’d file this type of claim if you’ve developed a psychological injury after sustaining a physical injury or being diagnosed with an occupational illness. For example, if you lost a hand in a workplace accident and later developed depression due to the injury, you could have a valid physical/mental claim.
• Mental-physical — A mental-physical claim would be appropriate if you sustained an emotional injury that causes a physical injury or illness. This claim might apply if an employee witnessed a traumatic event at a worksite and suffered a heart attack.
• Mental/mental — These claims apply if you develop a mental health disorder after a psychological injury at work. For example, if you witnessed a coworker killed on the job and later developed PTSD, you could file a mental-mental workers’ comp claim.

Anxiety and Stress Claims for First Responders

First responders such as firefighters, police officers, paramedics, or EMTs are at particularly high risk for occupational stress injuries. Mental health issues such as cumulative stress, traumatic stress, and post-traumatic stress disorder (PTSD) are concerns for emergency responders due to the high degree of trauma they witness and experience. According to one NIOSH-funded RAND report, “The traumatic nature of major disasters can have significant effects on individual responders and on response organizations as a whole.”

Common Questions About Stress and Workers’ Compensation

• Do you need to sustain a physical injury to receive benefits for stress? Not necessarily. In certain cases, you can still qualify for workers’ comp after developing stress without an accompanying physical injury. An experienced workers’ comp attorney in Maryland can give you a more precise answer specific to your case.
• What does workers’ compensation cover? If your claim is approved, workers’ compensation benefits cover all medical costs related to your injury and a portion of your missed wages. Payments do not cover property damage or pain and suffering.
• Are all employers required to carry workers’ comp? According to the Maryland Workers’ Compensation Commission, most employers with one or more workers must have workers’ compensation insurance. A handful of workers are exempt from workers’ compensation, including federal government employees, some agricultural workers, some independent contractors, and some sole proprietorships.

How Do You Prove Work-Related Stress?

Proving that your stress is work-related can be difficult. However, there are a few things you can do to help your case, such as:

• Document specific incidents, people, or activities at your job that cause your stress.
• Speak to your manager or Human Resources department about the stress you’re suffering, and document the interaction.
• Seek treatment from a mental health professional and include information on your treatment as part of your claim.
• Get help from a workers’ compensation attorney.

What is Covered for Mental Health and Workers’ Compensation?

Similar to physical injuries, workers’ compensation could cover mental illness or other similar conditions caused by a singular event or conditions that arise over time. If it can be demonstrated that work-related factors caused the illness, you could potentially seek compensation for:

• Stress
• Anxiety
• Depression
• Post-traumatic stress disorder (PTSD)

For a successful workers’ comp stress claim, employees must show the illness was caused by work-related factors and not personal ones.

Our Workers’ Comp Lawyers Can Help You File for Benefits

All workers’ compensation claims in Maryland are tricky. But if you need to know how to file a claim for stress at work, it’s critical to speak to an experienced workers’ compensation attorney. Emotional injuries are real, but it’s not always easy to get an insurance company to agree.

At Trollinger Law LLC, our Waldorf workers’ compensation lawyers believe the last thing you need while you’re filing a stress claim is the added pressure of filling out all the paperwork. We can collect the necessary documentation and file it for you to minimize the chances of clerical errors that could jeopardize your claim.

Let’s get started now. Call or contact us for a free consultation.

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Tips for Returning to Work After an Injury

It’s easy for there to be some confusion on how and when you should return to work after a workplace injury. You may also feel stress or anxiety at the prospect of returning before you are ready.

At Trollinger Law LLC, we understand your apprehension. Getting back into the swing of things is never easy, especially if you have suffered from a serious work-related injury. Before you head back, consider these tips for returning to work after an injury. They can help make your transition back into the workplace a smooth one.

Keep Your Employer Updated

Communication is key. Your employer may be in the dark about your condition and when you will be able to return to work unless you talk to them. Try to give your employer regular updates about how you are feeling, your recovery process, and when you may be able to return to work. You will also want to notify your employer of any limitations which will impact your job.

Follow Doctor’s Orders

If you are recovering from a workplace accident, you must follow all your physician’s orders. Be sure to keep all your follow-up appointments, take medications as prescribed, and stick with your doctor’s treatment plan. Not only will following directions help your recovery, but it may also be vital to your workers’ compensation benefits plan.

Do Not Return Without Official Clearance

Do not return to work before you are physically ready. Doing so will only increase your chances of getting hurt again, aggravating your injury, and potentially hurting your claim to workers’ comp benefits. You need medical clearance from your doctor before returning to work.

What Are Work Restrictions?

In addition to waiting for the green light from your doctor, you need to make sure that your doctor also outlines your work restrictions. Work restrictions are typically a list of activities that you should not perform on the job as you continue to recover. If your job requires you to lift 50 pounds or more regularly, but your doctor does not recommend you lift heavy objects, your employer needs those directions clearly spelled out.

Your injury may prevent you from doing parts of your job. Your doctor will need to outline these restrictions so that your employer can adjust your work duties as you transition back to the workplace.

What to Do If Your Employer Ignores Your Light Duty Restrictions

If your employer is not taking your work restrictions seriously, bring the situation up with your supervisor. Let your supervisor know that you have a work restriction plan on file and talk about ways your employer can help you do your job while you are on the mend.

If talking to your supervisor does not improve the situation, speak with your workers’ compensation case manager or physician. Sometimes a doctor’s orders may seem unclear, and the employer needs more specific examples of what you cannot do. If all else fails, you should consult with an experienced workers’ compensation lawyer to discuss your rights.

Contact a Maryland Workers’ Compensation Lawyer at Trollinger Law LLC

If a workplace injury has sidelined you, contact a Maryland workers’ compensation lawyer with Trollinger Law LLC. Our law firm can help you go after the benefits that you deserve and protect your rights. For a free consultation, contact us today.

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Trollinger Law Honors 9/11 Heroes at First Responders Baseball Game

Trollinger Law marked the 20th anniversary of the 9/11 terrorist attacks by hosting First Responders Night at the Southern Maryland Blue Crabs baseball game on Sept. 11.

“We’ll never forget the bravery of first responders who saved lives on 9/11, nor the people who passed away and families whose lives were changed forever,” says firm founder Matt Trollinger.

“Today, we see the same courage on display as our nation’s first responders remain on the front lines battling COVID-19. Recognizing their efforts, again trying to save lives against staggering odds, highlights how selfless these individuals are.”

Trollinger Law has a long history of supporting first responders. The Waldorf personal injury firm’s Hometown Heroes campaign asks the community to nominate outstanding first responders who have touched their lives every year.

“We’re blessed to live in a place where heroes are all around,” says Trollinger. “Taking the time to honor them is a small way to say ‘thank you.’”

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DOT Hours of Service (HOS) Rule FAQs

Commercial truckers must follow federal Hours of Service (HOS) regulations to prevent truck accidents caused by driver fatigue. These rules govern how long drivers can remain on the road before taking mandatory rest breaks. Obeying HOS laws is essential for public safety. But when truck drivers or trucking companies choose to violate the rules, they can be held liable for any accidents they cause.

Determining whether hours of service regulations have been broken is crucial during any truck accident investigation. Below, the Maryland truck accident lawyers at Trollinger Law LLC outline the most frequently asked questions we receive about HOS violations. You can also call or contact us for a free consultation to learn more.

What Are Hours of Service Rules?

Hours of service rules govern truck drivers’ work schedules. They limit how long truckers can go without taking a break and how many hours they can work in a given day or week. All truck drivers and commercial motor carriers must comply with these rules.

For truckers whose routes encompass multiple states, HOS rules are set by the Federal Motor Carrier Safety Administration (FMCSA). States, including Maryland, can set their own regulations for truckers who operate only within one state, but they’re not required to do so. If a state does not set its own regulations, federal regulations apply.

What are the Hours of Service Requirements?

FMCSA recently revised its hours of service rules. The current requirements are:

• Drivers may work for up to 14 consecutive hours after at least 10 straight hours off duty. This 14-hour window starts as soon as the driver begins any work-related activity, whether or not they’re driving.
• Once the 14-hour period begins, drivers can be behind the wheel for up to 11 hours.
• Drivers must take a break of at least 30 minutes if it’s been eight or more hours since they last took a half-hour break.
• Depending on their work schedules, drivers can work a maximum of 60 or 70 hours in any given seven- or eight-day period.

A variety of exceptions and other caveats apply in the HOS provisions. It’s best to speak with a truck accident attorney if you believe you have a case.

Do HOS Violations Cause Truck Accidents?

Hours of service violations may not directly cause truck accidents, but when a driver breaks these rules, they are much more likely to drive while fatigued. Being overtired dulls reflexes, impairs judgment, and increases the chances of falling asleep at the wheel.

How Do You Determine Whether an Hours of Service Violation Occurred?

You’ll likely need a truck accident lawyer’s help to identify whether a driver violated HOS rules. An experienced attorney can collect evidence that sheds light on a driver’s actions leading up to an accident, including:

• Records from the truck driver’s logbook
• Information from the truck’s electronic data recorder (black box)
• Maintenance records at stops along the truck driver’s routes
• Toll receipts indicating how long it took a driver to travel a certain distance

Can I Receive Compensation if a HOS Violation Causes a Crash?

Truck drivers and their employers can face stiff penalties for breaking hours of service rules. It’s negligent for a driver to violate HOS regulations. If their actions caused a truck accident and you were hurt, you could have a case against one or both of them.

Maryland law allows victims to seek compensation for:

• Accident-related medical bills
• Lost wages
• Reduced earning capacity
• Property damage
• Pain and suffering

Contact Our Truck Accident Attorneys Today

Determining whether or not a truck driver violated HOS requirements can be a key step in seeking fair compensation after a truck accident. Accomplishing that task is easier with help from a lawyer who can establish negligence and demand fair compensation for your injuries. Talk to a knowledgeable truck accident attorney from Trollinger Law LLC. Call or contact our office for a free initial consultation.

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Obey Maryland Helmet Laws for Safe Back-to-School Biking

It’s back-to-school season in Maryland. Our morning and afternoon commutes will once again be dotted with children riding bikes back and forth every day. Bicycle safety should always be a priority for parents and kids — and that starts with wearing a bike helmet.

Maryland law requires all bicyclists under the age of 16 to wear a helmet. Some local jurisdictions may set their own rules. For example, the Town of Sykesville requires people of all ages to ride helmeted. There’s a good reason for a universal mandate. According to the Maryland Department of Transportation, helmets reduce the risk of a serious head injury by 85 percent.

Bike Accidents and Traumatic Brain Injury

Decades ago, bike helmets weren’t a thing. Anyone who saw Steven Spielberg’s “E.T. the Extra-Terrestrial” remembers the iconic scene where a group of kids race away on bicycles to save their beloved alien from being seized by government officials. Not one of them was wearing a helmet. People didn’t think twice.

Today, they’re paying attention. Currently, 21 states and Washington, D.C. have bicycle helmet laws in place.

The risk of injury from a bicycle accident is high, especially for children, who are less coordinated, less visible, and have limited attention spans. A recent news article reports traumatic brain injuries (TBIs) account for 11 percent of the total injuries suffered in bicycle accidents. Most occur in kids between 10 and 14.

Consider these additional bike accident statistics:

• Every year, 200 kids younger than 15 die from bicycle accident injuries. Another 9,000 are hospitalized.
• Helmet use significantly lowers the risk of head injuries, brain injuries, neck injuries, and facial injuries.
• In a recent decade, more than 2.2. million kids between 5 and 17 were hospitalized for bike-related injuries. That’s about 25 children per hour.
• Bicycle accidents involving motor vehicles significantly increase the likelihood of traumatic brain injuries and hospitalization.

Back-to-School Bike Safety Tips

The most critical step you can take to prevent severe injuries from bicycle accidents is to make sure your kids are wearing a helmet. Here are some other tips:

• Set a good example. Be a good role model for your child by always wearing your bicycle helmet.
• Discuss street smarts. Teach them to look “left-right-left” when biking at intersections, near driveways, and along neighborhood streets and alleys.
• Teach them hand signals. Just as you use the turn signal in your car to tell people where you’re going, your kids will need hand signals to communicate their intent on the bike. Here’s a handy chart from the National Highway Traffic Safety Administration (NHTSA).
• No distracted biking. No earbuds, headphones, or cell phone use while riding.
• Ride in a group. Bicyclists often get into trouble because they are less visible to other drivers. Riding with others improves visibility for everyone.

Contact a Maryland Bicycle Accident Lawyer

At Trollinger Law LLC, we wish you a safe and happy return to the school year. If you or a loved one is hurt while riding a bike, call or contact us today for a free consultation with an experienced Maryland bicycle accident lawyer.

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What You Need to Prove in a Slip and Fall Case

If you are injured in a slip and fall accident on someone else’s property, you may be able to obtain compensation for your medical expenses and other losses. However, the success of your case will hinge on whether you can prove that the property owner is responsible for your injury. That’s not always an easy task.

Is Compensation Possible After a Slip and Fall?

Just because you fell on someone else’s premises does not automatically mean you have legal grounds to file a claim against them. Compensation is only possible after a slip and fall if you can establish that the owner of the property or business was negligent or reckless in some way, and that those actions (or inactions) are directly responsible for your injury.

Proving Your Slip and Fall Injury Case

To prove that a property or business owner’s negligence caused your slip and fall injury, you will need to prove several things:

• An existing hazard caused your slip and fall injuries. You will need to show that you fell due to a dangerous or hazardous condition on the property, such as a patch of ice or a puddle of liquid.
• The property owner was negligent and liable. You must also prove that the property owner’s actions or omissions either created the slipping hazard or allowed the hazard to remain for an unreasonable length of time.
• You were on the property lawfully. An owner generally does not owe a trespasser any duty to protect them from hazardous conditions of the property, except to avoid willful or wanton conduct that may injure them.
• You were not careless. Maryland remains one of the few states that still uses the contributory negligence rule, which bars you from recovering compensation for your injuries if you bear any share of fault for your slip and fall. You may need to show that you exercised due care in avoiding obvious hazards or walking across a hazard that you could not avoid.

Evidence in a Slip and Fall Case

Examples of evidence commonly used to establish liability in slip and fall cases include:

• Medical records
• Photos of the accident scene
• Surveillance video footage
• Physical evidence (e.g., your preserved clothing and footwear from the day of the accident)
• Eyewitness statements
• Accident or incident reports prepared by the police, property/business owner, or the insurance company
• Documentation of the maintenance practices and procedures of the property owner

Compensation Available in Slip and Fall Cases

If you successfully prove your slip and fall case, you may be entitled to recover compensation for losses you sustained due to your injuries, such as:

• Costs of medical treatment and rehabilitation
• Lost income
• Lost future earnings and benefits
• Pain and suffering
• Loss of quality of life due to scarring, disfigurement, or other physical disability

Call a Maryland Slip and Fall Attorney Now

The insurance company won’t automatically make a full and fair settlement offer to you after a slip and fall accident. You’ll need to fight for the money you’re owed. But you don’t need to do it alone. Get Trollinger Law LLC on your side.

For years, our experienced slip and fall lawyers have fought — and won — cases for injured clients just like you. Call or contact us for a free consultation today.

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Pedestrian Deaths Soared During COVID-19 Lockdown

The number of pedestrians killed in accidents skyrocketed during the peak of the coronavirus pandemic, a new report from the Governors Highway Safety Association (GHSA) says.

The lockdown that shuttered businesses and sent millions of Americans to work from home accounted for a 13 percent drop in vehicle miles traveled, according to the GHSA report. Even with fewer cars on the roads, 6,721 pedestrians were killed — a record high since the agency began collecting statistics in 1975.

The number of deaths represents a 4.8 percent increase from the previous year. While that spike may not sound that high, it actually accounts for a 21 percent jump when adjusted for the decline in vehicle miles traveled. The most common causes of pedestrian accidents were reckless driving, drunk or drugged driving, and distracted driving, the report says.

Pedestrian Fatalities Statistics

Beyond the pandemic, data over a recent decade shows an alarming rise in pedestrian deaths. Consider these figures compiled from the National Highway Traffic Safety Administration’s FARS database:

• Pedestrian fatalities rose 46 percent in 10 years, but there was only a five percent uptick for all other traffic-related deaths.
• Most pedestrian deaths occur in urban areas, where there is a high concentration of motor vehicles and people.
• The majority of pedestrian fatalities occur on local roads when it’s dark. In just a decade, the number of drivers that killed a pedestrian in the dark spiked 54 percent.
• Passenger cars are the most frequent type of vehicle involved in pedestrian accidents. However, the number of pedestrian fatalities involving SUVs increased at a higher rate than collisions with passenger cars (69 percent vs. 46 percent).
• Most pedestrian deaths occur at non-intersections.
• Alcohol impairment, either on the part of the driver or the pedestrian, was a factor in nearly half of accidents that resulted in a pedestrian death.

Pedestrian Safety Tips

Both drivers and pedestrians must act responsibly on the roads. If you’re going to be traveling on foot in Maryland, follow these tips:

• Always use sidewalks and crosswalks where available.
• Look left-right-left before crossing the street.
• At intersections, press the pedestrian signal button and wait for the walk signal before entering the road.
• Pay extra attention to neighborhood roads with driveways and alleys.
• Wear bright or reflective clothing, especially if you’re walking at dawn, dusk, or at night.
• Don’t text or talking on the phone while walking.
• Keep headphones off or music down so that you can hear horns or oncoming traffic.
• Be mindful of your alcohol intake. While walking is safer than driving, it’s not smart if you’re so impaired that you can’t stay on the sidewalk or make wise judgment calls at intersections.

How a Maryland Pedestrian Accident Lawyer Can Guide You

If you were hurt while walking in Waldorf, Charles County, or anywhere in Southern Maryland, talk to a pedestrian accident lawyer at Trollinger Law LLC today. Maryland has harsh negligence laws that can prevent you from obtaining compensation for your injuries without solid proof. An experienced attorney from our law firm will know what it takes to build the most persuasive case for you.

You deserve justice. We can help. Call or contact Trollinger Law LLC for a free, no-obligation consultation.

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What’s the Difference Between Medical Payments Coverage and Bodily Injury Insurance?

Understanding Maryland car insurance and how that coverage could apply if you are ever involved in a car accident. This is especially true if you or someone you love is injured.

Maryland sets mandatory limits for bodily injury and Personal Injury Protection (PIP) coverage to protect motorists in the event of a crash. Another supplemental form of insurance is medical payments coverage (MedPay), which can also offset accident-related medical expenses in certain situations.

Without adequate insurance, you could find yourself on the hook for thousands of dollars in accident-related losses and/or facing lawsuits from injured parties. At Trollinger Law LLC, we always recommend that motorists purchase as much car insurance as they can afford.

Here’s what you need to know:

Bodily Injury Coverage vs. Medical Payments Coverage

Most states, including Maryland, require drivers to carry a minimum amount of bodily injury coverage as part of their auto policy. These minimum limits exist so that injured drivers and passengers can receive a baseline level of compensation if they’re hurt in an accident.

Bodily injury coverage is a liability policy, meaning the responsible driver in an accident will pay for any injuries suffered by other drivers or passengers. If the limits of the insurance policy do not cover the medical bills for the injured party(s), the at-fault driver could end up facing a lawsuit demanding compensation from anyone harmed in the accident.

Maryland also requires insurance companies to offer a minimum of $2,500 in Personal Injury Protection (PIP) insurance. PIP is a no-fault insurance policy that provides money for reasonable medical expenses, partial wage replacement, and household services up to the policy limits. Because it is a no-fault policy, PIP can be used even if you are responsible for the accident.

Medical payments coverage, or MedPay, is a supplemental form of no-fault coverage. MedPay covers the medical costs for anyone injured or killed while riding in your vehicle. Most insurance companies require that you exhaust your PIP benefits before tapping into your medical payments coverage.

According to the Maryland Motor Vehicle Administration, all drivers must have the following minimum insurance coverage:

• $30,000 in bodily injury coverage for a single person injured in an accident
• $60,000 in bodily injury coverage for two or more people injured in a crash
• $15,000 in property damage coverage for an accident
• $2,500 in PIP benefits (unless waived)

What Do Bodily Injury and Medical Payments Policies Cover?

While bodily injury coverage includes someone’s medical bills after an accident, it also covers other expenses, such as:

• Lost wages
• Lost earning capacity
• Pain and suffering
• Funeral and burial costs

PIP and MedPay are narrower in terms of what you can be reimbursed for. For example, there is no option to recover money for pain and suffering in a PIP claim. And as the name implies, MedPay only pays for medical expenses.

Injured in a Car Accident? Contact Trollinger Law LLC Now

Having enough car insurance makes a huge difference in protecting yourself and recovering compensation after a car accident. If you’ve been hurt, contact the Waldorf car accident attorneys at Trollinger Law LLC. You don’t deserve to pay for someone else’s bad decisions. We’ll review your policy to ensure that you’re accessing the full amount of coverage you’re entitled to.

Call or contact us today for a free consultation.

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Trollinger Law Announces Winners of 2021 Hometown Heroes Awards

Trollinger Law is proud to announce the recipients of its second annual Hometown Heroes Awards. The recognition honors the commitment, devotion, and courage demonstrated by first responders throughout Southern Maryland.

“The dedication to others is apparent in all of this year’s winners,” says Matt Trollinger, founder of the Waldorf personal injury law firm. “All of them put themselves at great personal risk to do their jobs, all in the name of helping individuals around them.”

One of this year’s Heroes asked to remain anonymous. Meet the other winners here:

Jimmy Buckles works for the Town of La Plata Police Department. He is assigned to the University of Maryland Charles Regional Medical Center as part of a public/private partnership. During his shifts, Officer Buckles interacts with dozens of citizens, many of whom are facing difficult days. Buckles is a community-oriented police officer. He is regularly seen in La Plata smiling and talking with residents and business owners. People commend him for his genuinely caring personality. He is a great officer who is prepared to handle many situations, no matter if he’s on duty or off the job. Before working for the La Plata Police Department, Buckles dedicated over 20 years at the Prince George’s County Police Department. He is also a United States Army veteran. Serving and protecting our communities is what a Hometown Hero does, and Officer Buckles certainly exemplifies that.

Mark Kaufmann Jr. is a member of the La Plata Volunteer Fire Department. Kaufmann provides first-class fire and rescue service to residents during their darkest hours. He joined the department as a junior firefighter when he was just 16-years-old. From the moment he joined, people could see his passion for helping people in times of crisis. Over the past 24 years, Kaufmann has progressed from an entry-level firefighter to leadership positions up to the rank of Assistant Fire Chief. During his tenure, he has developed, implemented, and delivered training programs to his fellow firefighters. He also presented fire prevention programs to schools, senior centers, and other community organizations. In 2015, Kaufmann was elected to be the Fire Chief for the Charles County Volunteer Firemen’s Association. In this position, he has been a powerful and accomplished leader. He led the charge to enhance the development of firefighter, officer, and equipment standards that exceed the national standard set by the National Fire Protection Association (NFPA). He also made remarkable strides in uniting all 17 individual volunteer departments in Charles County to conduct their response activity by the same operating procedures and policies. Kaufmann was also instrumental in reviewing and implementing a fire and emergency medical service (EMS) comprehensive plan that was recently completed for Charles County.

In addition to the La Plata Volunteer Fire Department and serving as the Charles County Fire Chief, Kaufmann also works as a Captain with the Naval District of Washington Fire Department in Indian Head. His dedication to his profession and the community it serves is precisely what we look for in a Hometown Hero.

Melissa Lee is a member of the Capitol Police. She works in the command center and the Civil Defense Unit (CDU), which handles protests and riots. Lee worked approximately 15 hours on January 6, 2021, when a mob breached the U.S. Capitol to protest the 2020 presidential election results. She is also a life member with the Bryans Road Volunteer Fire Department. Working to protect our nation’s leaders and the public-at-large requires bravery, keeping a cool head to make strategic decisions, and commitment — everything that we see in our Hometown Heroes.

Learn more about the Hometown Heroes contest by visiting Trollinger Law’s website today.

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What Should You Do If You Get Injured at Work?

Workplace accidents are incredibly common. According to the Bureau of Labor Statistics (BLS), 2.8 million non-fatal injury accidents were reported by private industry employers in a recent year. Unfortunately, workers often don’t know what to do if they’ve been hurt on the job. Do I report my injury? Who do I go to for treatment? What are my rights as an employee?

Because the answers to these questions are crucial and governed by Maryland law, the Waldorf, Maryland workers’ compensation attorneys at Trollinger Law LLC have put together the following list of common questions related to on-the-job injuries. Keep reading and call us for a free consultation if you’ve been hurt.

If I’m hurt or get sick at work, can I see my own doctor?

In Maryland, workers’ compensation laws allow you to see the doctor of your choice. The only condition is that your doctor must agree to the workers’ compensation fee schedule outlined under state law. If your doctor does not agree to the fee schedule, you’ll have to find another doctor or pay them out-of-pocket. However, your employer also has the right to request you undergo an examination from a doctor of their choosing to see if you’re receiving appropriate treatment for your injuries.

Will I get paid while I recover from a work injury?

Workers’ compensation benefits work under a no-fault system. If your claim is approved, all of your medical treatment for your injuries should be covered by your employer’s workers’ compensation provider. In addition, workers’ compensation benefits cover your lost wages from your injury at a rate of two-thirds of what is called your average weekly wage (AWW) which is your average pay for 14 weeks prior to your work injury. These payments continue until you return to work in most cases.

How do I file a workers’ compensation claim in Maryland?

Here are the basic steps of the worker’s compensation claims process in Maryland:

• Make a report to your employer, either on the date of your injury or once you discover you’ve suffered an occupational disease.
• Your employer makes an initial report of your injury to the Maryland Workers’ Compensation Commission (WCC). If your employer does not report your injury, you can report it online yourself through the WCC website.
• You’ll receive a Notice of Claim Filed from the WCC.
• Within 21 days of your injury being reported, you’ll either start receiving benefits or a notice explaining why your claim was denied.
• If your claim is contested, you will automatically be set in for a hearing with the Workers’ Compensation Commission.
• If you have an accepted claim or the WCC finds that you have an accidental injury or occupational disease, your medical benefits will continue until you either fully recover, reach maximum medical improvement (MMI) or an examiner finds you at MMI for your injuries. Benefits for missed wages last for different lengths of time depending on the severity of your injuries.
• If your injuries have resulted in a permanent disability, through the aid of an attorney, you can petition to receive permanent workers’ compensation payments.

Can an employer fire you for being injured?

While it is illegal for an employer to fire injured employees for making a workers’ compensation claim, they can fire them for other reasons. However, your workers’ compensation benefits will continue even after you’ve been terminated, at least until you reach maximum medical improvement.

What should I do if I can’t work due to an injury?

While workers’ compensation payments cover some of your missed wages, these benefits rarely last forever. They also don’t entirely make up for the income you’ve lost. A workers’ compensation attorney can help you apply for permanent disability benefits if your injuries have caused you to have some residual symptoms or problems due to the work injury. You may be able to claim additional compensation through a personal injury claim or lawsuit depending on the facts of your case.

Hurt on the Job? Contact a Workers’ Compensation Lawyer Today

The Maryland workers’ compensation lawyers at Trollinger Law LLC are committed to helping injured workers get the benefits they are owed after an on-the-job injury. Get a free case review by calling our office or fill out our contact form today.

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Who Can Be Held Liable for a Truck Accident in Waldorf?

If you were injured in a Waldorf truck accident, you’re likely in pain and wondering how you’ll pay for the treatment you need. One of the first steps in filing a claim for compensation after a truck accident is to determine who was responsible for the crash.

There are numerous parties involved in the operation of a commercial truck. Any of these parties can affect how a truck is maintained, loaded, or driven and could therefore bear responsibility after a Waldorf truck accident. Potentially liable parties include:

• Truck drivers: Drivers can be liable for truck accidents if they commit driving errors or drive while fatigued, impaired, or distracted.
• Trucking companies: If trucking companies hire unqualified drivers, fail to train their drivers properly, or fail to maintain their trucks, they can be held responsible for the resulting crashes.
• Cargo loaders: Teams that load cargo onto trucks can be responsible for accidents caused by cargo that is overloaded or improperly secured.
• Truck part manufacturers: If the manufacturer of a truck component is negligent, they can be held liable for crashes caused by faulty parts.
• Truck mechanics: Mechanics can bear responsibility for truck accidents caused by defective parts that were improperly installed, inspected, or repaired.

How to Prove Liability in Truck Accident Cases

To recover compensation in a truck accident claim, you must be able to demonstrate that another party should be held financially liable for your losses. A knowledgeable truck accident attorney can help you gather valuable evidence to support your claim, such as:

• Medical records
• Electronic data recorders (ELDs) and dashcams
• Truck driver logbooks and employment history
• Truck driver cell phone and GPS records
• Truck inspection, maintenance, and repair records
• Trucking company hiring, screening, and training records
• Cargo loading documents and bills of lading
• Witness testimony
• Photographs of the accident scene and visible injuries
• Testimony from experts, such as accident reconstruction specialists

How Much Should I Expect From My Truck Accident Settlement?

The amount of money you could recover from a truck accident claim can vary depending on the cause of the accident, the severity of any injuries, and the limits on all available insurance policies. With a successful claim, you could be entitled to compensation for:

• Past, present, and projected future medical bills associated with the accident
• Incidental costs, such as transportation expenses or assistive medical equipment
• Lost income, if you are forced to miss time at work to recover from your injuries
• Lost earning potential, if you are disabled and can no longer work
• The subjective costs of pain, suffering, and lost quality of life due to the truck accident

Contact a Waldorf Truck Accident Lawyer Today

If you need a legal team that’s willing to dig deep and fight hard, contact Trollinger Law LLC. Our skilled truck accident lawyers serve injured people throughout Southern Maryland and Washington, D.C. To learn more about how we can help, call or contact us now.

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